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A pre-approved mortgage loan offers you a sense of your prospective buying energy and approximate cost range, so that you can house look, or prepare your develop, with certainty.


A pre-approved mortgage loan is free, theres no responsibility to go on it up, and has now lots of benefits:

  • It provides you a sign of everything we’re happy to provide you, at the mercy of certain conditions.
  • Once you understand that which you could borrow means you could start household hunting or making plans for your build with certainty.
  • It shows real estate professionals and vendors that you are intent on purchasing.
  • It speeds up the procedure so you can get loan approval that is full. With complete loan approval you’re going to be in an improved negotiating place having your finance currently verified makes your offer more desirable.
  • You can also get free ANZ Property Profile Reports (worth $49.95 each) when you get a pre-approved home loan from ANZ,. An ANZ Property Profile Report provides you with an estimate of the propertys possible worth, plus current comparable home product product sales in your community.

How it functions

When contemplating a pre-approval an ANZ Home Loan Coach will have to:

  1. Validate your identification; and
  2. Assess your budget, earnings, cost of living and eligibility for a KiwiSaver home withdrawal that is first.

We are going to require proof target, a legitimate photo id and evidence of regular earnings. These can be provided through energy bills, a passport or brand brand New Zealand license, spend slips or 90 days’ bank statements.

A pre-approval makes up two associated with the three elements of the full application for the loan: your identification along with your budget you off to a great start so it gets. All of that remains is to look for the best home, or finalise your building plan then call us to verify loan approval that is full.

Your pre-approval is legitimate for approximately 3 months. If you are house looking for longer, or your preparation period takes longer, contact your Coach who is able to reasses your budget.

Just how to use

Begin online

Begin the application form procedure for your house loan online today. It will take simply 5 to ten full minutes.

Give us a call

To book a consultation at the local branch

Weekdays, 8am — 8.30pm Weekends, 9am — 5pm

Global: +64 4 470 3165

We will arrive at your

A Construction Coach can check out you whenever, anywhere is convenient for your needs.

Real estate toolkit

Work out your repayments

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Learn how much your repayments may be with respect to the loan amount, loan term and type.

Complimentary Very Very First Residence Buyer Handbook

A guidebook to assist you navigate the house purchasing journey from begin to settlement.

Free Property Profile Report

Know a houses worth that is potential you get by having an ANZ Property Profile Report ( worth $49.95).

Property Unlocked Seminars

Totally Free seminars to know about the real estate procedure, building, renovating and home investment.

ANZ Healthier Homes

Whether you’re buying, renovating or building, we now have a selection of initiatives to make your house hot, dry and energy saving.


Help and help п„Ѓ


ANZ lending criteria, terms, conditions, and charges use. Interest levels and charges are susceptible to alter.

A duplicate for the Bank’s General Disclosure Statement beneath the Reserve Bank of the latest Zealand Act 1989 can be obtained with this site or on request from any ANZ branch, totally free.

This product is actually for information purposes only. Its content will probably be of the general nature, will not account for your financial predicament or objectives, and it is maybe maybe not a personalised financial adviser solution underneath the Financial Advisers Act 2008. It is strongly recommended you talk to a monetary adviser which takes into consideration your specific circumstances just before get a product that is financial. An ANZ Authorised Financial Adviser will, on demand and free from cost, give you his / her disclosure statement prepared beneath the Financial Advisers Act 2008. If you want to consult certainly one of ANZ’s economic advisers, please contact us on 0800 269 296.


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