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Automotive Loans

Affordable prices are only the start. We result in the whole buying procedure easier.

Your car loan requirements covered

Prices as low as

Enjoy rates that are extremely competitive great terms.

Complimentary Auto Buying Service

Our professionals will see the automobile you need at a price that is great. Begin right right right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time payments.

Brand Brand Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car loans interest rates as little as 3.14per cent APR
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Like a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, if not purchase a lease out
  • Enjoy a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a price that is great

Car Loan Refinancing

Trade-in your loan for an improved one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as a decade old, maximum 125,000 kilometers
  • Loans as much as 125per cent of this Kelley Blue Book value (just in case you owe significantly more than your car or truck is really worth )
  • Save very well your price by refinancing automobile financing off their institutions that are financial

Car Loans Calculator

Just just exactly How much automobile can we manage?

Our markers of success


«I’m on my 3rd Patelco car loan and I also would not give consideration to anyone that is trying. The client solutions is amazing!»


«I became assisted with a car loan and buy distribution. It had been the experience that is best — We never ever knew it existed.»


«we desperately required a brand new automobile, but had small cash to place straight straight straight down. Patelco never ever hesitated to aid me.»

Shop the real means you need

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists discover the automobile you desire and negotiate a price that is great you.

Analysis & Shop with AutoSMART

utilize our AutoSMART solution to find, finance and shop your ca r all in one single destination.

You are invited to your vehicle purchase

stay tuned in for information regarding upcoming automobile purchase activities.

Details not far off

Safeguard your r that is new >

Professional agents will discover you the best insurance coverage and security solutions in the price that is best.

Comprehensive Car Insurance solutions 2

Weekdays 5am — 7pm PT Saturdays 9am — 2pm PT

Assured Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web page shall make you keep the Patelco Credit Union web site. Although Patelco works closely with numerous lovers, third-party internet web web internet internet sites may provide a various online privacy policy and standard of protection. Please consult the web site’s online privacy policy for more information. Patelco Credit Union will not represent the operator legally with this web web web web site or the Patelco user, if the two get into a deal. We have been additionally perhaps perhaps maybe not lawfully accountable for access, viewpoints, services and products, or solutions expressed or offered on the internet site you might be going to see.

1. APR (Annual Portion Price). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a variety of fast payday loans online base prices and discounts that rely on facets such as for example credit score, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved candidates on paper just before loan consummation and can even be because high as 11.89per cent APR. For more information about prices, terms and available discounts, call 800.358.8228, see patelco.org, or go to any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps maybe not deposits of Patelco Credit Union consequently they are perhaps perhaps maybe not insured because of the NCUA. They’re not assured by Patelco Credit Union that will be at the mercy of danger. Any insurance coverage needed as an ailment of a expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and may also be bought from a realtor or an insurance coverage business associated with user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage services and products made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints can be filed using the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price with a maximum loan term of 60 months. Present price will differ predicated on credit history and terms. Funding for qualified Patelco Credit Union people. Offer legitimate just on Enterprise automobile product product Sales automobiles bought from 11/1/2018 — 12/31/2020. This offer can’t be along with virtually any offer apart from those placed in this ad.


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